Roof Inspector Requires New Roof Fha

That s one big difference between an appraisal and a home inspection.

Roof inspector requires new roof fha.

That said it s important to note that fha appraisers are not necessarily trained experts on roofing issues nor is the appraiser required to step onto the roof to inspect it further. To be specific the following has been taken from the hud handbook 4000 1 regarding the fha rules for the roof. The roof cannot have more than three layers of roofing. One of the fha rules for the roof requires the appraiser to report if it has less than 2 years remaining life and require it to be replaced.

Census bureau found that the cost to get your roof replaced was about 6 800. The appraiser must observe the roof to determine whether there are deficiencies that present a health and safety hazard or do not allow for reasonable future utility. The borrower must take it upon themselves to have a home inspector look over the roof and other critical areas of the property there may be issues not immediately noticeable that an inspection would catch that do not appear on the fha appraisal report. An fha appraiser is required to view the roof but does not specifically have to step out onto the surface of it.

In a 2017 american housing survey the u s. The appraiser must inspect the attic for evidence of possible roof problems. Putting a roof over your family s head is necessary but it certainly isn t cheap. This of course is a judgment call that the appraiser is required to make.

That means it must be worth the purchase price and have such basics as electricity drinkable water adequate heat a stable roof fire exits and more.